Why Life Insurance?
You have protected them your entire life, freely giving your time, attention and love to your family. What better way to look after your loved ones one last time, than with the ultimate and final gift of life insurance? Life insurance is often referred to as a final act of love and that couldn't be more true. Losing a family member is difficult enough itself but the financial burden that can arise as a result of that loss can be crippling for many families. Securing your family's future with a life insurance policy can not only provide for them financially, but it can give them the much needed time they will need to grieve their loss without concern for pressing financial matters.
It is often assumed that life insurance is all about leaving a windfall for families. While that can be the case in some instances, more often than not, life insurance is more about practicality than a lottery ticket. It is about providing your family with the ability to handle day-to-day expenses in your absence. It is giving them the funds needed to pay off debts like your mortgage, student loans, credit card balances, unresolved medical bills, etc. By having all of these expenses and debts paid for with a life insurance policy, other financial resources can be freed up for the actual support of your family when you are no longer around to support them yourself.
In short, life insurance spares your family of any unnecessary grief, gifting them with a much-needed cushion to not only grieve their loss and provide for your final expenses, but to look positively toward the future knowing that you cared enough about providing for them, even to the very end. What a gift indeed!