Cover the people who count on you.

Term, whole life, final expense, mortgage protection, IUL, and fixed indexed annuities. Options from many carriers, explained in everyday language by a licensed agent.

What do you want to protect first?

Get my options

Meet the founder

Joshua Harris

Founder and Licensed Broker

National Producer Number (NPN)16744703

I've been in the life insurance space for 14 years, and have helped thousands of families get the proper protection in place. Before I got into life insurance, I played professional football.

I am a family man that still loves sports. Married since 2003 to my lovely wife. Father of two college athletes. I love helping my clients put plans in place that will help the people they care about when they are no longer around to do it themselves.

• 14 yearsin life insurance
• Thousandsof families protected
• Former NFL playernow in your corner

Term life Simple, affordable coverage for a set period of time. Whole life Permanent coverage designed to stay with you for life. Final expense A smaller permanent policy for funeral and end-of-life costs. Mortgage protection Helps your family stay secure and protect the home. Indexed universal life Permanent coverage with cash value potential linked to a market index, subject to policy terms, caps, floors, fees, and carrier features. Fixed indexed annuities Retirement savings with interest linked to a market index, subject to caps, fees, surrender charges, and carrier terms. Supplemental retirement income Ways to add income in retirement through life insurance or annuities, subject to policy terms and carrier features.

Behind every policy is someone protecting a spouse.a child.a home.a dream.a legacy.

That is where we start. We learn who you want to protect, then explain your options in everyday language, with no pressure.

Many carriers / 50 states / One agent who stays your contact

Tell us what matters

You will always know what comes next.

1. Tell us what mattersFamily, income, mortgage, final expenses, or peace of mind. It takes a few minutes.
2. Hear from a licensed agentUsually within one business day, with real options based on what you shared.
3. Choose what feels rightYou decide what fits your budget and goals. Your agent stays your contact after the application.

Build a career helping families.Looking for a better place to sell?Join the team behind the policies.Licensed, or ready to be?

Work in our Columbus office or remotely. Choose the path that fits your life.

Get your options.

No account needed and no obligation. Prefer to talk? Call (614) 266-9020.

Schedule a Consultation →

Common questions

How much life insurance do I actually need?

It depends on what you want the policy to help cover. Income replacement, a mortgage, debt, children, final expenses, and long-term goals all matter. An agent can help you work through those numbers.

Is term or whole life better?

Neither is automatically better. Term is generally designed for coverage during a specific period, while whole life is permanent. The right fit depends on what you are trying to accomplish and what you are comfortable spending.

Will I have to take a medical exam?

Not always. Some policies require an exam and others may use simplified underwriting. Availability depends on the carrier, product, age, and health history.

What is Indexed Universal Life insurance?

Indexed Universal Life, or IUL, is a form of permanent life insurance that can build cash value based in part on the performance of a selected market index. Growth is subject to policy-specific caps, floors, participation rates, charges, and other terms, so it is important to review the illustration and details with a licensed agent.

Can I talk to someone before I apply?

Absolutely. In fact, that is the point. You can talk through your questions first and decide whether you want to move forward afterward.